Exclusively for the Healthcare Shares community
Health coverage built forfounders|
Real benefits on the Cigna and PHCS PPO networks, for less.
Healthcare Shares in partnership with Molli Health
See the plans30%
Up to 30% lower cost than ACA plans.
2M+
Providers through the Cigna and PHCS PPO networks.
$0
Virtual primary care and generic prescriptions.
The plans
Three ways to get covered.
Major Medical
Cigna and PHCS PPO Plans
- $2,500 / $5,000 / $10,000 deductibles
- Plan pays 100% after the deductible
- HSA-qualified options
- Cigna PPO or PHCS network
Pricing
Real time
By age and ZIP, before you commit.
Copay Plans
Low, Mid and High
- Set copays, little or no deductible
- ER, hospital and surgery coverage on Mid and High
- Maternity coverage on High
- PHCS network
From
$401/mo
Flat rates by tier. No age rating.
MEC Plans
MEC and MEC Plus
- $0 preventive care
- Unlimited $0 virtual primary care and $0 generics
- MEC Plus adds office visits, urgent care and X-rays with copays
- First Health network
From
$70/mo
Flat rates by tier. No age rating.
Ancillary
Dental, vision and supplemental
Four dental plans, vision, accident, hospital indemnity, and critical illness up to $30,000. Add any of them to any plan.
Every plan
Included with every plan.
$0
Preventive care
$0
Unlimited virtual primary care
$0
Generic prescriptions
⌕
Provider and facility search
$
Real-time pricing by age and ZIP
AI
Agent for coverage questions
How it works
Three steps. About ten minutes.
1
Tell us about yourself
Where you live and who needs coverage.
2
Become a member
Membership is your door to coverage.
3
Pick a plan
Enroll in the app. ID card ready the same day.
Coverage that follows you, not your employer.
FAQ
Still have questions?
Do I have to be a founder?
No. Molli was built for founders, contractors, and 1099 workers, but anyone who buys their own coverage can join.
When can I sign up?
Any month. Becoming a member is a qualifying event, so you don't have to wait for open enrollment.
Can I add my spouse or kids?
Yes. Family pricing is shown at plan selection.
Can I keep my doctor?
Most likely. Search the Cigna or PHCS network in the app before you enroll.